The process
Clear steps, no fine print
Everything that happens between picking a phone and paying your final instalment — including exactly what we check and what it costs.
1. Choose your phone and plan
Browse the catalogue and use the calculator to set your down payment (20–50%) and tenure (3, 6 or 9 months). The monthly figure you see is the figure you pay.
- All devices are new, sealed and PTA-approved
- Retail prices match your local partner shop
- No charge for changing your mind before disbursement
2. Submit your application
Apply online in about 10 minutes, or ask a partner shop to submit on your behalf. You upload your CNIC and a proof of income.
- CNIC front and back
- Salary slip, 3-month bank statement or business record
- Mobile number registered in your own name
3. Get a decision
Our review team verifies your identity and affordability. Most decisions are issued within 30 minutes during working hours (9am–8pm, Monday to Saturday).
- We look for income of at least 3× your instalment
- You get an SMS and a reference number
- Rejected applications can be re-submitted after 30 days
4. Pay the down payment and collect
Visit the shop you selected, pay the down payment plus the one-off processing fee, sign the plan and take the sealed device home.
- Bring your original CNIC
- The plan schedule is printed and also sent by SMS
- Device warranty stays with the manufacturer
5. Repay each month
Pay by bank transfer, mobile wallet (JazzCash / Easypaisa) or in cash at your partner shop. Reminders go out three days before every due date.
- Early settlement waives the unused service charge
- 5-day grace period with no penalty
- On-time repayment unlocks higher limits on your next device
Eligibility
Who we can finance today
Simple, published criteria — you know before you apply whether you qualify.
You can apply if
- • Pakistani national, aged 20–60
- • Valid, unexpired CNIC
- • Verifiable monthly income of Rs 35,000 or more
- • Mobile number registered on your own CNIC
- • Residential address in a serviced city
We cannot proceed if
- • Expired or blocked CNIC
- • No verifiable income record
- • An active MobileLease plan already in arrears
- • Devices intended for resale or bulk purchase
Try it now
Check what a plan would cost you
Your monthly instalment
Rs 26,029
for 9 months
- Down payment today
- Rs 53,000
- Financed amount
- Rs 211,999
- Service charge
- Rs 22,260
- Processing fee (one-off)
- Rs 2,650
- Total payable
- Rs 289,911
Indicative figures only. Final instalments are confirmed after verification at your chosen dealer. No late-payment penalty is charged in the first 5 days.